| Indicador Superior al de Finandina | |
| En Blanco | Indicador Inferior o Igual al de Finandina |
| Principales Indicadores Financieros de Los Establecimientos de Crédito anualizados a Junio 30 de 2003 | Margen operacional | Utilidad Neta / Activo | Utilidad Neta / Patrimonio | Indice de Cartera Vencida | Indice de Cubrimiento | Indice de cartera por calificación | Indice de cobertura por calificación | Patrimonio / Activo | Activos improductivos / Activos | Calificación a Corto Plazo | Calificación a Largo Plazo | Calificadora |
FINANDINA |
31.4% |
4.7% |
24.2% |
4.30% |
48.06% |
4.49% |
45.98% |
20.4% |
5.3% |
1 |
AA |
BRC |
CORFINSURA |
25.6% |
2.8% |
15.9% |
1.19% |
349.73% |
15.95% |
26.18% |
18.1% |
2.3% |
1+ |
AAA |
DCR |
G.M.A.C. COLOMBIA |
42.3% |
5.3% |
23.5% |
5.59% |
56.10% |
10.41% |
30.13% |
23.4% |
5.4% |
1+ |
AAA |
BRC |
STANDARD CHARTERED |
4.4% |
8.7% |
26.6% |
0.44% |
264.40% |
0.44% |
264.40% |
34.1% |
5.5% |
1+ |
AAA |
BRC |
CITIBANK |
14.6% |
2.3% |
17.5% |
1.16% |
242.99% |
18.48% |
15.27% |
13.9% |
5.5% |
1+ |
AAA |
DCR |
BANCO DE BOGOTA |
19.7% |
2.8% |
24.2% |
2.44% |
198.65% |
13.27% |
36.58% |
12.3% |
8.8% |
1+ |
AAA |
DCR |
BANKBOSTON |
-0.8% |
-1.1% |
-5.2% |
0.00% |
0.00% |
0.71% |
188.30% |
20.3% |
10.0% |
1+ |
AAA |
DCR |
LEASING CITIBANK |
39.7% |
5.6% |
13.8% |
0.00% |
0.00% |
41.5% |
10.1% |
1+ |
AAA |
DCR |
||
OCCIDENTE |
29.2% |
2.6% |
21.6% |
3.26% |
208.72% |
13.48% |
50.40% |
12.4% |
10.5% |
1+ |
AAA |
DCR |
ABN AMRO BANK |
0.1% |
0.5% |
5.6% |
0.00% |
0.00% |
0.00% |
0.00% |
9.8% |
12.2% |
1+ |
AAA |
BRC |
BANCOLOMBIA |
19.4% |
2.7% |
20.2% |
1.70% |
255.34% |
14.90% |
29.20% |
13.9% |
12.5% |
1+ |
AAA |
BRC |
BANCO SANTANDER |
4.0% |
0.7% |
6.4% |
1.07% |
508.58% |
8.34% |
65.07% |
10.8% |
14.2% |
1+ |
AAA |
BRC |
LLOYDS BANK TSB |
4.9% |
0.6% |
5.6% |
6.40% |
113.03% |
18.29% |
39.52% |
11.6% |
15.1% |
1+ |
AAA |
BRC |
BANCO GANADERO |
8.1% |
0.7% |
7.2% |
4.60% |
202.30% |
20.73% |
44.86% |
9.5% |
17.3% |
1+ |
AAA |
DCR |
BANSALEASING |
70.2% |
9.2% |
9.7% |
100.00% |
100.00% |
100.00% |
100.00% |
95.7% |
26.6% |
1+ |
AAA |
BRC |
CORFIVALLE |
-0.9% |
-0.7% |
-4.5% |
1.84% |
307.79% |
19.04% |
29.70% |
16.5% |
3.6% |
1+ |
AA+ |
DCR |
CREDITO |
11.2% |
2.2% |
18.5% |
2.05% |
142.75% |
15.44% |
18.99% |
12.2% |
9.0% |
1+ |
AA+ |
BRC |
BANCAFE |
3.6% |
0.3% |
10.6% |
4.18% |
117.61% |
14.08% |
34.89% |
3.1% |
10.1% |
1+ |
AA+ |
BRC |
BANCO POPULAR |
21.5% |
2.3% |
22.4% |
7.37% |
100.18% |
23.61% |
31.30% |
10.6% |
15.0% |
1+ |
AA+ |
DCR |
DAVIVIENDA |
25.1% |
2.3% |
20.1% |
16.04% |
73.73% |
26.22% |
45.11% |
11.8% |
21.2% |
1+ |
AA+ |
DCR |
BANCO CONAVI |
21.0% |
3.4% |
37.5% |
21.44% |
64.93% |
26.28% |
52.97% |
9.7% |
25.2% |
1+ |
AA+ |
DCR |
LEASING COLOMBIA |
18.7% |
1.5% |
19.5% |
2.36% |
46.59% |
7.50% |
14.65% |
8.1% |
4.7% |
1 |
AA+ |
BRC |
SULEASING |
17.1% |
1.6% |
17.5% |
2.05% |
117.95% |
2.71% |
89.28% |
9.7% |
5.3% |
1 |
AA+ |
DCR |
SUDAMERIS |
1.4% |
0.0% |
0.3% |
5.41% |
97.60% |
19.73% |
26.77% |
9.6% |
13.3% |
1 |
AA+ |
BRC |
BANCO CAJA SOCIAL |
15.2% |
2.2% |
19.0% |
6.55% |
61.86% |
9.86% |
41.10% |
12.3% |
16.9% |
1 |
AA+ |
DCR |
LEASING DE CREDITO |
18.1% |
1.5% |
13.8% |
61.39% |
6.20% |
61.39% |
6.20% |
10.9% |
3.0% |
1 |
AA |
BRC |
LEASING BOLIVAR |
9.0% |
0.8% |
4.7% |
32.41% |
9.47% |
32.41% |
9.47% |
16.8% |
3.8% |
1 |
AA |
DCR |
COLCORP |
24.9% |
1.8% |
2.8% |
0.00% |
0.00% |
0.00% |
0.00% |
64.0% |
4.0% |
1 |
AA |
DCR |
LEASING DEL VALLE |
21.6% |
2.0% |
16.0% |
17.83% |
13.04% |
20.35% |
11.42% |
12.9% |
5.2% |
1 |
AA |
DCR |
LEASING BOGOTA |
19.4% |
1.9% |
5.5% |
100.00% |
53.54% |
100.00% |
53.53% |
35.3% |
6.4% |
1 |
AA |
DCR |
BANCO ALIADAS |
13.6% |
2.1% |
18.9% |
2.34% |
129.31% |
9.29% |
32.50% |
11.7% |
6.6% |
1 |
AA |
BRC |
LEASING DE OCCIDENTE |
8.9% |
1.3% |
14.8% |
2.04% |
184.83% |
8.49% |
44.32% |
8.9% |
7.1% |
1 |
AA |
BRC |
CONFINANCIERA |
23.2% |
8.2% |
40.1% |
2.12% |
156.44% |
12.50% |
26.50% |
21.9% |
8.2% |
1 |
AA |
BRC |
TEQUENDAMA |
3.3% |
0.1% |
0.6% |
1.98% |
122.54% |
12.10% |
20.03% |
11.3% |
8.7% |
1 |
AA |
DCR |
CORFICOLOMBIANA |
6.8% |
0.6% |
3.4% |
4.04% |
226.65% |
31.38% |
29.19% |
17.7% |
12.0% |
1 |
AA |
DCR |
INVERSORA PICHINCHA |
19.7% |
2.9% |
27.9% |
7.68% |
74.70% |
9.32% |
61.56% |
11.1% |
13.9% |
1 |
AA |
BRC |
SUPERBANCO |
23.0% |
4.7% |
35.2% |
4.01% |
89.36% |
11.33% |
31.65% |
14.2% |
14.3% |
1 |
AA |
DCR |
UNION COLOMBIANO |
12.7% |
2.4% |
18.1% |
1.57% |
149.25% |
8.79% |
26.69% |
13.7% |
14.6% |
1 |
AA |
DCR |
COLPATRIA |
14.6% |
1.8% |
24.2% |
13.77% |
47.70% |
23.71% |
27.69% |
7.8% |
21.6% |
1 |
AA |
DCR |
GRANAHORRAR |
18.0% |
2.3% |
24.8% |
21.46% |
38.85% |
30.90% |
26.98% |
9.8% |
23.0% |
1 |
AA |
BRC |
INTERNACIONAL |
5.6% |
-1.5% |
-3.9% |
2.66% |
100.49% |
5.28% |
50.73% |
36.5% |
5.2% |
1 |
AA- |
BRC |
SUFINANCIAMIENTO |
16.5% |
2.6% |
17.8% |
6.58% |
92.94% |
7.11% |
86.07% |
15.2% |
8.0% |
1 |
AA- |
BRC |
COMERCIA |
14.3% |
1.7% |
8.8% |
3.96% |
109.03% |
8.74% |
49.47% |
20.2% |
11.4% |
1 |
AA- |
DCR |
MAZDACREDITO |
8.6% |
0.6% |
1.2% |
13.76% |
33.33% |
4.27% |
107.34% |
50.7% |
23.5% |
1 |
AA- |
BRC |
BANCO COLMENA |
20.0% |
1.3% |
23.3% |
26.92% |
43.72% |
37.92% |
31.04% |
6.0% |
28.0% |
1 |
AA- |
DCR |
BANCO AV VILLAS |
14.9% |
0.6% |
7.5% |
25.39% |
47.91% |
31.42% |
38.71% |
8.6% |
30.7% |
1 |
AA- |
DCR |
MEGABANCO |
9.7% |
0.9% |
16.4% |
3.76% |
97.71% |
9.35% |
39.31% |
5.5% |
15.7% |
1- |
AA- |
DCR |
FINAMERICA |
2.3% |
0.3% |
1.7% |
8.04% |
40.73% |
10.03% |
32.65% |
17.2% |
12.5% |
1 |
A |
DCR |
BANCO AGRARIO |
29.8% |
2.7% |
48.8% |
6.04% |
247.87% |
23.98% |
62.48% |
6.1% |
5.7% |
ND |
ND |
ND |
COMPARTIR |
8.2% |
0.9% |
2.9% |
4.33% |
46.58% |
6.67% |
30.27% |
30.0% |
6.3% |
ND |
ND |
ND |
LEASING POPULAR |
16.3% |
1.5% |
6.9% |
21.47% |
17.59% |
21.47% |
17.59% |
22.0% |
6.4% |
ND |
ND |
ND |
LA REGIONAL |
17.3% |
2.8% |
10.9% |
6.33% |
66.20% |
6.33% |
66.20% |
26.3% |
8.3% |
ND |
ND |
ND |
SERFINANZA |
19.3% |
2.6% |
20.6% |
7.63% |
85.00% |
19.47% |
33.29% |
13.4% |
12.1% |
ND |
ND |
ND |
COLTEFINANCIERA |
-3.7% |
0.5% |
4.3% |
4.14% |
87.55% |
11.43% |
31.69% |
12.2% |
17.5% |
ND |
ND |
ND |
GIROS Y FINANZAS |
31.9% |
15.5% |
37.1% |
8.04% |
28.84% |
9.22% |
25.16% |
43.7% |
34.4% |
ND |
ND |
ND |
Fuente: Superintendencia Bancaria a Diciembre 31 de 2002 (datos y cálculos)
Calificaciones vigentes a Diciembre 31 de 2002
Los indicadores marcados en fondo BLANCO denotan un desempeño igual o inferior a
Finandina